Payment processors and financial institutions handle OnlyFans transactions discreetly, typically displaying them under generic business names rather than explicitly as “OnlyFans” on bank statements. Here’s what you need to know:
Common Bank Statement Names
The charge usually appears as “OF Payment” or “Fenix International Limited,” which is OnlyFans’ parent company. Sometimes you might see variations like “OF* [Creator Name]” or simply “OF” followed by a transaction number. These discrete labels help maintain privacy while still allowing you to track your transactions.
Transaction Details
When you make a payment on OnlyFans, whether it’s a subscription or tip, you’ll notice:
– The amount in your local currency
– A reference number
– The date of the transaction
– Sometimes the location “London, UK” (where OF is based)
Payment Processing Systems
OnlyFans processes payments through secure third-party processors. In 2025, they’re using multiple payment systems to ensure smooth transactions worldwide. Each processor might show slightly different naming conventions on your statement, but they all maintain professional discretion.
Understanding the Charges
Think of it like buying something from an online marketplace – while the actual merchant name might be different, the payment processor presents a standardized format. For OnlyFans transactions, you’ll typically see:
– Subscription payments: Monthly recurring charges
– Tips: One-time payments
– Bundle purchases: Larger one-time amounts
Privacy Considerations
The discrete labeling isn’t just random – it’s intentionally designed to protect user privacy. Just like how some specialty stores use generic business names on statements, OnlyFans ensures their billing appears professional and non-descriptive.
Tracking Your Expenses
To keep track of your OnlyFans expenses, look for:
– Regular monthly charges (subscriptions)
– Individual transaction amounts
– The consistent “OF” or “Fenix” prefix
Remember, these charges might appear alongside other digital entertainment or subscription services in your statement. If you’re ever unsure about a charge, you can always cross-reference it with your OnlyFans transaction history in your account.
Think of it as similar to how streaming services or digital content platforms appear on your statement – professional, discrete, and trackable. This system helps maintain privacy while ensuring transparent financial records for both creators and subscribers.
