PayPal Card Fee-Free ATM Options: Your Complete Guide
Looking to avoid those pesky ATM fees with your PayPal card? I totally get it – nobody wants to pay extra just to access their own money. Let me walk you through your best options for fee-free withdrawals.
MoneyPass ATMs: Your Best Friend
The absolute best way to avoid fees with your PayPal card is to use MoneyPass ATMs. PayPal has partnered with this network specifically to provide free withdrawals for cardholders. I’ve found these machines are pretty widespread – they’re often in:
– CVS pharmacies
– Walgreens
– Many local credit unions
– Some grocery stores
Allpoint Network: Another Great Option
While not as well-known as MoneyPass, Allpoint ATMs also offer fee-free withdrawals for PayPal cardholders. You can usually find these at:
– Target stores
– Costco locations
– Local convenience stores
– Many retail locations
Finding Fee-Free ATMs Near You
Here’s a pro tip I always share: Before heading out, use the PayPal app or website to locate free ATMs in your area. It’s super simple:
1. Open the PayPal app
2. Tap on your card details
3. Select “Find ATMs”
4. Look for the “Free withdrawal” filter
Cash Back at Stores: The Smart Alternative
Here’s something many people don’t realize – you can avoid ATM fees altogether by getting cash back during purchases at many stores. Just:
– Make a purchase using your PayPal card as debit
– Select “cash back” when prompted
– Choose your amount (store limits may apply)
Common retailers offering this service include:
– Walmart
– Target
– Most major grocery chains
– Many drug stores
A Word of Caution
Remember that while these options are free from PayPal’s side, some store-specific ATMs or locations might still try to charge their own fees. Always check the ATM screen for fee notifications before proceeding with your transaction.
By sticking to MoneyPass ATMs, Allpoint networks, or cash back at stores, you can keep your money where it belongs – in your pocket, not spent on fees. And if you’re ever unsure about a particular ATM, the PayPal app is your best resource for finding guaranteed fee-free options near you.
