Does Walmart Accept Apple Pay?

If you’re an avid Apple user, chances are you’ve grown accustomed to the convenience of using Apple Pay for your everyday purchases.

With just a quick tap of your iPhone or Apple Watch, you can breeze through checkout lines without fumbling for your wallet.

But what about when you’re shopping at one of the largest retailers in the United States – Walmart?

Does this retail giant accept Apple Pay as a payment method? Let’s find out.

The short answer to this question is no, Walmart doesn’t support Apple Pay. Despite Apple Pay’s growing popularity and widespread acceptance at numerous retailers, restaurants, and online stores, Walmart has chosen not to support this contactless payment method.

If you attempt to use Apple Pay at a Walmart store, you’ll quickly discover that their payment terminals do not recognize or accept it.

Why Doesn’t Walmart Accept Apple Pay?

Walmart’s decision to forgo Apple Pay support may seem puzzling, especially considering the payment method’s convenience and security features. However, the retailer has its reasons for this choice.

Firstly, Walmart has developed its own mobile payment solution called Walmart Pay.

This proprietary app allows customers to store their credit, debit, or gift card information and use QR codes to complete transactions at checkout. By promoting its own payment method, Walmart aims to keep customers within its ecosystem and gather valuable data on their shopping habits.

Additionally, supporting Apple Pay would mean sharing a portion of each transaction fee with Apple.

By opting for their own payment system, Walmart can avoid these fees and maintain more control over their transactions.

Alternative Payment Methods at Walmart

While you can’t use Apple Pay at Walmart, the retailer does offer several other payment options to cater to their customers’ needs:

  1. Walmart Pay: As mentioned earlier, Walmart’s mobile payment app allows you to store your payment information and pay using QR codes at checkout.
  2. Credit and Debit Cards: Walmart accepts all major credit cards, including Visa, Mastercard, American Express, and Discover. They also accept debit cards and Walmart-branded credit cards.
  3. Cash and Checks: If you prefer traditional payment methods, you can pay with cash or personal checks at Walmart stores.
  4. PayPal: In some locations, Walmart allows customers to pay using their PayPal accounts both in-store and online.
  5. Gift Cards: Walmart gift cards can be used for purchases both in-store and on their website.

The Future of Apple Pay at Walmart

As of now, Walmart has shown no indication of plans to integrate Apple Pay into their payment system.

The retailer seems committed to promoting its own Walmart Pay app and maintaining control over customer data and transaction fees.

However, as consumer preferences continue to shift towards contactless payment methods, Walmart may need to reassess its stance on Apple Pay to remain competitive.

Many of Walmart’s rivals, such as Target and Best Buy, have already embraced Apple Pay, providing a more seamless checkout experience for iPhone users.


In summary, Walmart does not currently accept Apple Pay as a payment method in its stores or online.

The retailer has instead chosen to develop and promote its own mobile payment solution, Walmart Pay, which allows customers to store their payment information and pay using QR codes.

While this may be disappointing news for Apple Pay enthusiasts, Walmart still offers a variety of alternative payment options, including credit and debit cards, cash, checks, PayPal, and gift cards.

As contactless payments continue to gain popularity, it will be interesting to see if Walmart reconsiders its position on Apple Pay in the future. For now, iPhone users will need to rely on other payment methods when shopping at this retail giant.



Full-time writer, Apple fanboy and macOS supremacist. Currently running: 16" Macbook Pro w/ 64GB RAM & M1 Max. Already wants to upgrade to the M3 😫😭

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