Sending money to friends and family has never been easier thanks to digital payment services like Zelle, now available through Truliant Federal Credit Union. Let’s walk through everything you need to know about using this convenient service.
What is Zelle and How Does it Work?
Think of Zelle as your digital wallet’s best friend. It’s a service that lets you send money directly from your Truliant account to almost anyone using just their email address or phone number. The best part? The money typically arrives within minutes, not days.
Getting Started with Zelle at Truliant
First things first – you’ll need to enroll in Zelle through your Truliant mobile banking app or online banking portal. It’s as simple as selecting “Send Money with Zelle” and following the prompts. Just make sure you have your phone handy, as you’ll need to verify your number during setup.
Setting Up Your Profile
During enrollment, you’ll be asked to:
– Confirm your email address or U.S. mobile number
– Enter your Truliant debit card details
– Choose which account you want to link with Zelle
Sending Money Through Zelle
Once you’re set up, sending money is a breeze. Here’s the process:
1. Log into your Truliant mobile app or online banking
2. Select “Send Money with Zelle”
3. Choose your recipient (or add a new one)
4. Enter the amount
5. Add a memo (optional)
6. Review and send
Important Things to Know
Here’s what I always tell my friends about using Zelle: While it’s incredibly convenient, it’s best suited for sending money to people you know and trust. Unlike some payment services, Zelle transfers are immediate and usually can’t be canceled once sent.
Safety Tips and Limits
As of 2025, Truliant members can typically send up to $2,000 per day and $10,000 per month through Zelle. However, these limits may vary based on your account type and history. Always double-check the recipient’s information before sending – remember, it’s like handing over cash!
When to Use Zelle
I find Zelle particularly useful for:
– Splitting rent with roommates
– Paying your share of a group dinner
– Sending money to family members
– Paying for services like babysitting or lawn care
Remember, while Zelle is fantastic for personal transfers, it’s not designed for business transactions or payments to strangers. Think of it as your digital equivalent of handing cash to a friend – quick, simple, and personal.
Troubleshooting Tips
If you run into any issues, Truliant’s customer service team is just a phone call away. Most common problems can be resolved by ensuring your app is up to date and you have a stable internet connection. Keep in mind that both you and your recipient need to be enrolled in Zelle to make the magic happen.
