Does Subway Accept Apple Pay?

If you’re an Apple user who frequents Subway for a quick sandwich fix, you might be wondering if the popular fast-food chain accepts Apple Pay.

With the increasing popularity of contactless payment methods, it’s natural to want to use your iPhone or Apple Watch to make purchases wherever possible.

In this article, we’ll explore whether Subway accepts Apple Pay and discuss the advantages of using this payment method.

What is Apple Pay?

For those unfamiliar with Apple Pay, it is a digital wallet and mobile payment system developed by Apple Inc.

This secure payment method allows users to make purchases using their iPhone, iPad, Apple Watch, or Mac.

To set up Apple Pay, you need to add your credit or debit card information to the Wallet app on your device.

Once set up, you can make payments by simply holding your device near a compatible payment terminal and authenticating the transaction with Face ID, Touch ID, or your passcode.

Does Subway Accept Apple Pay?

The good news for Apple users is that Subway does indeed accept Apple Pay at most of its locations in the United States.

In fact, Subway was one of the early adopters of this payment method, having introduced it in their stores back in 2014.

This means that you can easily pay for your favorite sub using your iPhone or Apple Watch at participating Subway restaurants.

How to Use Apple Pay at Subway

Using Apple Pay at Subway is a simple and straightforward process. Here’s how to do it:

  1. Double-click the side button on your iPhone or Apple Watch to bring up the Wallet app.
  2. Select the card you want to use for the transaction.
  3. Hold your device near the contactless payment reader at the Subway checkout counter.
  4. Wait for a subtle vibration and a checkmark to appear on the screen, indicating that the payment was successful.

That’s it! You’ve now paid for your Subway meal using Apple Pay, without the need to carry cash or a physical credit card.

Advantages of Using Apple Pay at Subway

There are several advantages to using Apple Pay when dining at Subway:

  1. Convenience: With Apple Pay, you don’t need to carry cash or credit cards, making it a convenient option for those who prefer to travel light.
  2. Speed: Contactless payments like Apple Pay are often faster than traditional payment methods, allowing you to get your food and be on your way more quickly.
  3. Security: Apple Pay uses advanced security features, such as tokenization and biometric authentication, to protect your financial information and prevent unauthorized transactions.
  4. Rewards: Some credit cards linked to Apple Pay may offer rewards, such as cashback or points, for using the digital wallet, allowing you to earn benefits while enjoying your Subway meal.


In summary, Subway does accept Apple Pay at most of its locations in the United States, making it a convenient and secure option for Apple users who enjoy the fast-food chain’s offerings.

By simply holding your iPhone or Apple Watch near the contactless payment reader and authenticating the transaction, you can pay for your meal without the need for cash or physical credit cards.

With the added benefits of speed, security, and potential rewards, using Apple Pay at Subway is an attractive choice for many customers.



Full-time writer, Apple fanboy and macOS supremacist. Currently running: 16" Macbook Pro w/ 64GB RAM & M1 Max. Already wants to upgrade to the M3 😫😭

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