Does AppleCare Cover Lost Watches?

Apple Watch owners often wonder if AppleCare+ covers lost watches. Apple makes both the hardware and software for their devices, which allows for a more integrated support system.

This post will go over the coverage of AppleCare+ for Apple Watch and what to do if you lose your watch.

What is AppleCare and How Does it Work?

AppleCare is an extended warranty and support service offered by Apple for its devices, including the Apple Watch. It provides comprehensive coverage for accidental damage, technical support, and repair services.

When you purchase a new Apple device, you have the option to add AppleCare, or you can buy it separately for an existing device. The cost typically ranges from $149 to $299, depending on the device and the level of coverage you choose.

AppleCare works by offering 24/7 technical support through phone, email, and online chat. If your Apple Watch suffers accidental damage, you can file an insurance claim to get a replacement device or have it repaired.

While AppleCare covers many issues, it’s important to note that it does not cover loss or theft for Apple Watches. However, it does provide peace of mind for other types of damage and technical issues.

AppleCare+ for Apple Watch

AppleCare+ is Apple’s extended warranty and insurance program for Apple devices.

It’s great but you need to know what’s covered and what’s not. Apple makes both the hardware and software for their devices, ensuring a seamless support experience.

What AppleCare+ Covers

  1. Extended warranty: AppleCare+ extends the standard 1 year warranty to 3 years from the original purchase date of your Apple Watch.
  2. Technical support: You get priority access to Apple experts for questions or issues with your watch.
  3. Accidental damage protection: This covers things like screen cracks or water damage.

The Big Question: Does AppleCare+ Cover Lost or Stolen Watches?

No, standard AppleCare+ does not cover lost or stolen Apple Watches. This is a big gotcha that many users miss when they buy their coverage. In such cases, it is advisable to contact law enforcement rather than attempting to retrieve the device yourself.

AppleCare+ with Theft and Loss

Apple introduced a new level of coverage called “AppleCare+ with Theft and Loss” for iPhones. But as of this writing, this is not available for Apple Watch.

What to Do If You Lose Your Apple Watch

Even though AppleCare+ doesn’t cover a lost watch, you can:

  1. Use Find My app: If you enabled Find My, you may be able to locate your watch.
  2. Mark as lost: Use the Find My app to mark your device as lost, which locks it and displays a custom message.
  3. File a police report: This is for insurance claims and if your watch is recovered.
  4. Contact Apple Support: They can help you with next steps and potentially disable your device.

In such cases, it is important to prioritize personal safety and contact law enforcement if necessary.

Service and Support Benefits

AppleCare provides a range of service and support benefits that can be invaluable for Apple Watch owners. Here’s what you can expect:

  • 24/7 Technical Support: Access Apple experts anytime you need help, whether it’s through phone, email, or online chat.
  • Accidental Damage Coverage: If your Apple Watch is accidentally damaged, AppleCare covers the repair or replacement costs.
  • Repair or Replacement: Whether your Apple Watch is defective or damaged, AppleCare ensures it gets repaired or replaced.
  • Transfer Ownership: If you decide to sell your Apple Watch, you can transfer your AppleCare plan to the new owner, adding value to your device.

These benefits make AppleCare a worthwhile investment for anyone looking to protect their Apple Watch from unexpected issues.

Other options for lost or stolen watches

Since AppleCare+ doesn’t cover loss or theft for Apple Watch, try:

Homeowners or Renters Insurance

Many policies cover personal property, including electronics. Check with your insurance provider about coverage for your Apple devices.

Third Party Insurance

Several companies offer insurance for electronic devices, including loss and theft coverage. Check out SquareTrade or Worth Ave. Group.

Credit Card Benefits

Some credit cards offer purchase protection that covers theft or loss within a certain time frame after purchase.

Costs and Fees

The cost of AppleCare varies depending on the device and the level of coverage you select. Here’s a breakdown of the general costs and fees associated with AppleCare:

  • AppleCare+: The cost ranges from $149 to $299, depending on the specific Apple Watch model.
  • Service Fee: For repairs, the service fee can range from $29 to $99, depending on the type of damage.
  • Deductible: Depending on the repair, the deductible can be between $0 and $79.
  • Monthly Plan: If you prefer a monthly payment option, the cost ranges from $9.99 to $13.49, depending on the device and coverage level.

Keep in mind that prices may vary based on your country or region. AppleCare provides a flexible and comprehensive way to protect your Apple Watch, ensuring you’re covered for most issues that may arise.

How to Protect Your Apple Watch Investment

Insurance is important but prevention is key. Here’s how:

  1. Enable Activation Lock: This feature tied to your Apple ID makes it harder for thieves to use or sell your watch.
  2. Use a strong passcode: This prevents unauthorized access to your device.
  3. Keep your watch firmware up to date: This gives you the latest security features.
  4. Be aware of your surroundings: Many thefts happen when you’re distracted.

How much to replace a lost Apple Watch

If you do lose your Apple Watch and it’s not covered by insurance, you’ll need to buy a new one. The cost will vary depending on the model and if you’re eligible for any promotions.

Replacement Cost Factors

  1. Apple Watch Series: Newer models like Series 8 or Ultra will cost more than older models.
  2. Model: GPS-only models are cheaper than GPS + Cellular.
  3. Case: Aluminum cases are less expensive than stainless steel or titanium.
  4. Band: Some bands can add a lot to the overall cost.

Transferring AppleCare+ to a new device

If you buy a new Apple Watch to replace your lost one, you can’t transfer your existing AppleCare+. You’ll need to buy a new plan for your new device.

File an insurance claim for a lost Apple Watch

If you have third party insurance or coverage through your homeowners/renters policy here’s how to file a claim:

  1. Collect documentation: This includes proof of purchase, device serial number and police report if applicable.
  2. Contact your insurance provider: Follow their claim process.
  3. Pay the deductible: Most insurance policies require a deductible payment before they cover the loss.
  4. Provide any additional info: This may be a signed affidavit or other details about the loss.

Apple Watch Protection Future

As Apple evolves, we may see changes in how they handle device protection. Here’s what could happen:

AppleCare+ with Theft and Loss for Apple Watch

Since this program is working so well for iPhones, Apple may add this to watches in the future.

Better tracking and security features

Future Apple Watch models may have more advanced tracking, making them harder to lose and easier to find.

Apple’s Find My Network

Expanding the Find My network could provide more options to find lost devices even when they’re not connected to cellular or Wi-Fi.

Final thoughts

AppleCare+ is great protection for your Apple Watch but it doesn’t cover loss or theft. You should consider additional insurance options and take precautions to protect your device. Remember the best protection is always being aware of your Apple devices.

As technology changes so do the options for protecting our devices. Stay up to date on the latest coverage options and security features to keep your Apple Watch safe and secure. If you do lose your watch, act fast using the steps above to increase your chances of recovery or replacement.

Author

Ed

Full-time writer, Apple fanboy and macOS supremacist. Currently running: 16" Macbook Pro w/ 64GB RAM & M1 Max. Already wants to upgrade to the M3 đŸ˜«đŸ˜­

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